The Oregon and Washington state statutes govern many aspects of bankruptcy,
collections and consumer law as well as the standards for both foreclosure and
garnishment.
The sites below are operated by redemption lenders. In the event that your
vehicle is worth less than what you owe on it, you are entitled to pay off your
lender the amount that the vehicle is worth in one lump sum rather than the
amount you actually owe on it. Obviously few people can afford to make such a
lump sum payment. The lenders below are often willing to refinance your vehicle
in your bankruptcy such that you will only owe them what the vehicle is worth.
In essence, you leave the bankruptcy with a lower monthly payment. Pacific
Bankruptcy does not endorse any particular redemption lender, these sites are
provided for informational purposes only: